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    Business Financingthat Grows with You

    Our Loan Marketplace offers flexible SBA and Commercial Financing to help your business go far.

    SBA & Commercial Loan Marketplace
    Secure & Encrypted
    Get Pre-Qualified
    Fast 2-minute application
    Start Application

    Our Streamlined Loan Process

    We make commercial lending simple with our proven 5-step process that gets you funded faster.

    Step 1: Select Your Loan Program
    Step 1

    Select Your Loan Program

    Choose from our comprehensive range of loan products

    Browse SBA, conventional, and specialized financing options tailored to your business needs.

    Step 2: Answer Questions
    Step 2

    Answer Questions

    Complete our simple application about your loan request

    Our streamlined application takes just 10 minutes to complete with smart form technology.

    Step 3: Get Pre-Approved
    Step 3

    Get Pre-Approved

    Authorize a soft credit check for instant pre-approval

    Receive conditional approval within 24 hours with no impact to your credit score.

    Step 4: Upload Financials
    Step 4

    Upload Financials

    Submit your documents to receive competitive term sheets

    Secure document upload with bank-level encryption and automated verification.

    Step 5: Get Funded
    Step 5

    Get Funded

    Sign your loan documents and receive your funding

    Digital closing process with same-day funding for approved applications.

    Fast, Simple, Secure

    Professional lending process with modern technology

    Comprehensive Business
    Financing Solutions

    We provide credit, financing, treasury and payment solutions to help your business succeed. Discover our comprehensive range of SBA-backed and conventional financing options designed to fuel your business growth.

    SBA & Commercial Financing

    Comprehensive solutions for your business growth

    SBA 7(a) Loans - Commercial Financing Solution
    Popular

    SBA 7(a) Loans

    Prime + 2.75%
    Starting Rate

    Versatile financing for working capital, equipment, and real estate purchases.

    • Up to $5 million loan amount
    • Long-term financing up to 25 years
    • SBA government guarantee protection
    SBA 504 Loans - Commercial Financing Solution

    SBA 504 Loans

    Fixed Rate
    Long-term

    Fixed-rate financing for real estate and major equipment purchases.

    • Up to $5.5 million total project
    • Only 10% down payment required
    • Fixed interest rates available
    SBA Express Loans - Commercial Financing Solution
    Fast

    SBA Express Loans

    Prime + 4.5%
    Starting Rate

    Fast-track SBA financing with expedited approval process.

    • Up to $500,000 loan amount
    • 36-hour approval timeline guaranteed
    • Revolving credit line option available
    USDA B&I Loans - Commercial Financing Solution

    USDA B&I Loans

    Prime + 2%
    Starting Rate

    Rural business development financing backed by USDA guarantee.

    • Up to $25 million loan amount
    • Rural area business focus only
    • USDA government guarantee backing
    USDA Rural Development - Commercial Financing Solution

    USDA Rural Development

    Prime + 1.5%
    Starting Rate

    Rural community development and business growth financing programs.

    • Rural area development focus
    • Community economic development
    • USDA government backing
    Conventional Loans - Commercial Financing Solution

    Conventional Loans

    5.25%
    Starting APR

    Traditional commercial financing for established businesses with strong credit profiles.

    • No government guarantee required
    • Faster approval process timeline
    • Flexible repayment terms available
    Professional financial advisor consultation with business owner

    Ready to Fuel Your Business Growth?

    Join hundreds of successful businesses who trust Halo Business Finance for their growth capital. Check out our business financing resources or read SCORE's business loan guide for additional insights.

    Get Pre-Qualified

    Business Capital Solutions

    Powerful capital tools designed to help your business grow and succeed.

    Business Capital Solutions

    Flexible capital tools for your business needs

    Working Capital

    Working Capital

    Prime + 1%
    Starting Rate

    Bridge cash flow gaps and fund day-to-day business operations.

    Revolving credit line available
    Quick access to funds
    Business Line of Credit

    Business Line of Credit

    Prime + 2%
    Starting Rate

    Flexible access to capital when you need it with revolving credit lines.

    Draw funds as needed only
    Pay interest only on used funds
    Term Loans

    Term Loans

    5.75%
    Starting APR

    Fixed-rate business loans for major investments and growth initiatives.

    Fixed monthly payments
    Competitive rates
    Factoring-Based Financing

    Factoring-Based Financing

    1-3%
    Factor Rate

    Convert outstanding invoices into immediate working capital through factoring.

    Immediate cash flow solutions
    No debt on balance sheet

    Your Success is Our Mission

    From initial consultation to loan closing, we're committed to providing the support and financing your business needs to thrive.

    Expert Consultation

    Expert Consultation

    Our experienced loan officers work closely with you to understand your business needs and find the right financing solution.

    Commercial Real Estate

    Commercial Real Estate

    Financing solutions for office buildings, retail spaces, warehouses, and other commercial properties.

    Quick Approvals

    Quick Approvals

    Streamlined application process with fast decision times to get your business the funding it needs when it needs it.

    Manufacturing Success

    Manufacturing Success

    Specialized financing solutions for manufacturing businesses looking to expand operations and upgrade equipment.

    Small Business Support

    Small Business Support

    Dedicated support for small and medium businesses with flexible terms and competitive rates.

    Technology Innovation

    Technology Innovation

    Supporting tech startups and innovative businesses with growth capital and equipment financing.

    Digital-First Experience

    Digital-First Experience

    Modern online application process with dedicated support throughout your financing journey.

    Equipment Financing

    Equipment Financing

    Fund the machinery and equipment your business needs to grow and stay competitive in your industry.

    Property Investment

    Property Investment

    Commercial real estate loans for property acquisition, refinancing, and development projects.

    Ready to Take Your Business to the Next Level?

    Our team of financing experts is ready to help you explore your options and find the perfect loan solution for your business goals. Learn more about our streamlined application process or explore financing options recommended by the Small Business Administration.

    Start Your Application

    Industry-Specific Financing Solutions

    We understand that every industry has unique financing needs. Our specialized loan programs are designed to support businesses across diverse sectors.

    Healthcare & Medical

    Healthcare & Medical

    Specialized financing for medical practices, dental offices, and healthcare facilities

    • Equipment financing
    • Practice expansion
    • Working capital
    Healthcare Loans
    Restaurant & Food Service

    Restaurant & Food Service

    Complete financing solutions for restaurants, cafes, and food service businesses

    • Kitchen equipment
    • Restaurant acquisition
    • Renovation loans
    Restaurant Financing
    Construction & Development

    Construction & Development

    Commercial construction loans and development financing for builders and contractors

    • Construction loans
    • Equipment financing
    • Working capital
    Construction Loans
    Real Estate Investment

    Real Estate Investment

    Commercial real estate loans for property acquisition and investment projects

    • Property acquisition
    • Refinancing
    • Portfolio loans
    Real Estate Loans

    Success Stories

    Join thousands of businesses that have successfully grown with our financing solutions. From small startups to established enterprises, we've helped businesses achieve their goals.

    95% loan approval rate
    $2.5B+ in funding provided
    2,500+ satisfied clients
    Get Started Today
    SBA loan approval handshake
    Business financing consultation meeting