Online SBA Working Capital Loan
Get $50k – $350k in working capital to grow your business.
SBA Working Capital Loans can be used for almost any business need. Refinance a existing working capital loan, buy equipment, expand or remodel a business location. SBA working capital loans are unsecured and require no collateral.
$50,000 – $350,000
6.25% – 8.75%*
No Pre-Payment Penalty
SBA 7a & 504 Loan Requirements
2+ Years in Business
We require 12 months in business. No start up business allowed.
$250,000+ in Annual Sales
Business needs to gross over $250,000 a year to qualify for any SBA program.
660+ Credit Score
All business owners must have a 660 credit score or above to qualify.
Business must report more than a $1.00 profit on tax returns to Qualify.
A Simple Loan Process, Decision in Minutes!
Ways to use a SBA Working Capital Loan?
It’s tough to beat the low cost rates and long repayment terms of a SBA working capital loan. However, the traditional process of applying directly at a bank can be quite frustrating and often results in a denial letter. We make it easy for you to apply for a SBA working capital loan online by matching your business with the bank partner that will fund your SBA loan. Apply Online!
Applying will not affect your personal credit!
SBA Commercial Real Estate Loans
$500,000 to $15,000,000 Loan Amounts
Purchase or Refinance Commercial Real Estate with a SBA Loan. With 25-year loan terms and interest rates ranging from 5.75% to 7.5%*, SBA 7(a) loans are a great option for small businesses looking to refinance an existing commercial real estate loan, buy an office building or other commercial space. The rent replacement option with a 0$ down payment offered by SBA , lets you keep more cash to invest in your small business.
$500,000 – $15,000,000
5.75% – 7.5%*
25 Years Fixed Term
No Pre-Payment Penalty
Unique Loan Benefits
0%-10% down payment option and no collateral needed for some loans.
Purchase a Commercial Property
Build equity in your business by purchasing rather than leasing. Take advantage of our rent replacement option with minimal down payment required!
Simple, Fast & Secure
Use our secure software to prequalify in less than 5 minutes without impacting your personal credit score.
Streamlined Business Loan Process
We’ve streamlined the loan application process so you only complete one application when you apply for an SBA loan.
Halo business memberships. There are almost 28 million small businesses in the US. NSBA’s membership comprises more than 65,000 small businesses in all 50 states and representing every industry. This large network of small business advocates allows us to proudly represent our members interests in the Nation’s Capitol and beyond.
Use A SBA Loan to Cover Any Business Need.
- Business real estate. Use a SBA loan to purchase or refinance commercial real estate.
- Construction loans. SBA loans for ground up construction or improvements of commercial real estate.
- Business acquisition or partner buy-outs. A SBA loan for the purpose of purchasing an existing business or buying out a owner.
- Expansion loans. SBA loans to expand to open another location.
- Equipment loans. SBA term loans to purchase new or used equipment.
- Working capital. Working Capital Through a line of credit or a SBA loan.