Asset-Based Loan Solutions
Turn your business assets into working capital. Finance against accounts receivable, inventory, equipment, and real estate with advance rates up to 85%.
Why Choose Asset-Based Financing
Unlock the hidden value in your business assets with flexible financing solutions designed for growing companies.
High Loan-to-Value
Borrow up to 85% of eligible asset value with flexible advance rates based on asset quality and liquidity.
Quick Access to Capital
Get funding in 7-14 days with streamlined underwriting focused on asset value rather than credit scores.
Revolving Credit Lines
Access funds as needed with revolving credit facilities that grow with your business and asset base.
Flexible Qualification
Qualify based on asset value and business cash flow rather than traditional credit requirements.
Eligible Asset Categories
We finance against a wide range of business assets with competitive advance rates based on asset quality and marketability.
Accounts Receivable
Outstanding invoices from creditworthy customers
Inventory
Raw materials, work-in-progress, and finished goods
Equipment & Machinery
Manufacturing equipment, vehicles, and technology
Real Estate
Commercial property and business real estate
Asset-Based Loan Programs
Tailored financing solutions for different asset types and business needs.
Accounts Receivable Financing
Convert outstanding invoices into immediate working capital
Key Features:
- Up to 85% advance rate
- No minimum credit score
- Same-day funding available
- Invoice verification process
Ideal For:
B2B companies with 30-90 day payment terms
Inventory Financing
Leverage inventory to secure working capital loans
Key Features:
- 50-70% of inventory value
- Seasonal payment options
- Field examination included
- Various inventory types accepted
Ideal For:
Retailers, wholesalers, and manufacturers
Equipment Financing
Use business equipment as collateral for growth capital
Key Features:
- 60-75% of equipment value
- Keep using equipment
- Professional appraisals
- Multiple equipment types
Ideal For:
Manufacturing and construction companies
Asset-Based Credit Lines
Revolving credit facilities secured by multiple asset types
Key Features:
- $250K - $50M+ facilities
- Prime + margin pricing
- Monthly borrowing base
- Multiple asset categories
Ideal For:
Growing businesses with diverse asset portfolios
Industries We Serve
Our asset-based lending solutions serve businesses across diverse industries with varying asset profiles and financing needs.
Loan Terms & Rates
*Terms vary based on asset type, quality, and borrower profile
Qualification Guidelines
General requirements for asset-based lending approval. Asset quality and business performance are primary factors.
Business Requirements
- Minimum $1M annual revenue (varies by program)
- Business operational for at least 12 months
- Acceptable asset quality and aging
Additional Criteria
- Basic financial reporting capability
- Management experience in industry
- Adequate insurance on collateral assets
Our Asset-Based Lending Process
Streamlined underwriting focused on asset value and business cash flow for faster decisions.
Asset Evaluation
Analyze and value eligible business assets
Financial Review
Review business performance and cash flow
Credit Decision
Approval based on asset value and business strength
Documentation
Complete paperwork and begin accessing funds
Turn Your Assets Into Working Capital
Stop waiting for customer payments. Convert your business assets into immediate cash flow with competitive asset-based financing solutions.