Flexible Access
Business Line of Credit — Revolving Capital On Demand
Draw funds as needed up to $50M with a revolving credit line. Only pay interest on what you use — reusable as you repay.
Up to $50,000,000
Business Line Amounts
Revolving Credit
Access as Needed
Indexed Line + 2%
Starting Interest Rate
Common Uses for Line of Credit
Seasonal fluctuations
Inventory management
Emergency expenses
Cash flow smoothing
Opportunity investments
Accounts payable
Short-term projects
Marketing campaigns
Line of Credit Requirements
Credit Score:700+
Time in Business:36+ months
Annual Revenue:$500K+
Interest Rates:Starting at Index + 2%
Credit Line Benefits
- • Pay interest only on funds used
- • Replenish as you repay
- • Access funds anytime
- • No prepayment penalties
Explore Related Financing Options
Compare financing options to find the best fit for your business needs
$5K–$5M
Working Capital Loans
Short-term funding for day-to-day operations, payroll, inventory, and cash flow gaps.
Learn more$25K–$5M
Term Loans
Fixed-amount business loans with predictable monthly payments over set terms.
Learn moreUp to $500K
SBA Express Loans
SBA approvals in 24-48 hours for up to $500K in business funding.
Learn more$10K–$10M
Invoice Factoring
Convert unpaid invoices into immediate working capital without taking on new debt.
Learn moreFurther reading: How to Improve Your Business Credit Score Before Applying for a Loan.
FAQ
Frequently Asked Questions
A business line of credit gives you access to a set amount of funds that you can draw from as needed. You only pay interest on the amount you borrow, not the full credit limit. As you repay, the funds become available again — similar to a credit card but with lower interest rates.
A line of credit provides revolving access to funds you can draw and repay repeatedly, paying interest only on what you use. A term loan gives you a lump sum upfront with fixed monthly payments over a set period. Lines of credit are better for ongoing cash flow needs.
Business lines of credit can be used for working capital, payroll, inventory purchases, seasonal cash flow gaps, unexpected expenses, equipment repairs, marketing campaigns, and any short-term business need.
Our business lines of credit range from $50,000 to $50,000,000, depending on your business revenue, credit history, and financial strength. Draw funds as needed and pay interest only on what you use.
Still have questions? Our loan experts are here to help.