Privacy Policy
Your privacy is important to us. This policy explains how we collect, use, and protect your personal information.
Last updated: September 2026
Our Commitment to Your Privacy
At Halo Business Finance, we understand that your personal and financial information is sensitive. Our dedicated privacy and security team works around the clock to ensure your data is protected with industry-leading security measures and compliance standards.
We follow strict data protection protocols and are committed to transparency in how we collect, use, and safeguard your information throughout the loan application process.
Information We Collect
Personal Information
When you apply for financing or use our services, we may collect:
- Name, address, phone number, and email address
- Social Security Number and date of birth
- Business information and financial statements
- Credit history and banking information
Automatically Collected Information
We automatically collect certain information when you visit our website:
- IP address and browser information
- Pages visited and time spent on our site
- Referring website information
- Device and operating system information
How We Use Your Information
We use your information for the following purposes:
- Processing your loan application and connecting you with lenders
- Verifying your identity and conducting background checks
- Communicating with you about your application and our services
- Improving our website and services
- Complying with legal and regulatory requirements
- Preventing fraud and maintaining security
Information Sharing
With Lenders
We share your information with qualified lenders in our network to facilitate loan applications and funding decisions.
With Service Providers
We may share information with trusted third-party service providers who assist us in operating our business and providing services to you.
Legal Requirements
We may disclose information when required by law, regulation, or legal process, or to protect our rights and interests.
Mobile Information and SMS Opt-In Data
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other categories of sharing described in this policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Text Messaging (SMS)
When you provide your mobile phone number and submit a form on our website or borrower portal (secure.halobusinessfinance.com) that displays our text messaging disclosure, you agree to receive automated text messages from Halo Business Finance about your inquiry, consultation, loan application and account, such as status updates, appointment reminders and document requests.
Marketing text messages (optional). Some of our forms also show a separate, unchecked checkbox for marketing text messages. Only if you check it, you agree to receive recurring automated marketing text messages from Halo Business Finance at the mobile number you provided, including offers about business financing products. This consent is optional and is not a condition of any purchase or financing. We send marketing texts only to people who have given it, and replying STOP opts you out of them at any time.
- Consent to receive text messages is not a condition of any purchase or of obtaining financing.
- Message frequency varies. Message and data rates may apply.
- Reply STOP to any message to opt out at any time. Reply HELP for help, or call (800) 730-8461.
- Carriers are not liable for delayed or undelivered messages.
We never share your mobile phone number or text messaging opt-in data and consent with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent are excluded from all other information sharing described in this policy.
Data Security
We implement appropriate security measures to protect your personal information:
- Encryption of sensitive data in transit and at rest
- Secure servers and network infrastructure
- Access controls and authentication measures
- Regular security assessments and updates
- Employee training on data protection practices
Your Rights
You have certain rights regarding your personal information:
- Access to your personal information we have collected
- Correction of inaccurate or incomplete information
- Deletion of your personal information in certain circumstances
- Opt-out of certain communications, including text messages (reply STOP)
- Data portability in machine-readable format
To exercise these rights, please contact us at privacy@halobusinessfinance.com.
Cookies and Tracking
We use cookies and similar technologies to:
- Remember your preferences and settings
- Analyze website traffic and usage patterns
- Provide personalized content and advertisements
- Improve our website functionality
You can control cookie settings through your browser preferences.
Contact Information
If you have questions about this Privacy Policy or our data practices, please contact us:
Email: privacy@halobusinessfinance.com
Phone: (800) 730-8461
Mail: Halo Business Finance
Privacy Officer
Irvine, CA
Policy Updates
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date above. Your continued use of our services after any changes indicates your acceptance of the updated policy.