Flexible Solutions
Equipment Leasing — Lower Payments, $10K to $5M
Lease business equipment with rates from 4.99%, 100% tax-deductible payments, and flexible end-of-term options. Buy, return, or upgrade at lease end — 12 to 84 month terms.
Lower Payments
Reduce monthly costs
Upgrade Options
Stay current with technology
Tax Benefits
Potential deductions
Lease vs. Buy Comparison
Equipment Leasing Benefits
- Lower monthly payments
- No large down payment
- Tax advantages
- Upgrade to newer equipment
- Preserve credit lines
End of Lease Options
1
Purchase
Buy the equipment at fair market value
2
Return
Simply return the equipment
3
Upgrade
Lease newer equipment
Leasing Terms & Rates
Equipment Value:$10K - $5M
Lease Terms:12-84 months
Down Payment:$0 - First payment
Approval Time:Same day
Popular Equipment Categories
• IT Equipment
• Medical Devices
• Office Equipment
• Manufacturing
• Vehicles
• Construction
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Frequently Asked Questions
With equipment leasing, you make payments to use the equipment for a set term and typically return it, upgrade, or purchase it at the end. With equipment financing, you take out a loan to buy the equipment and own it outright once the loan is repaid. Leasing usually has lower monthly payments.
You can lease virtually any type of business equipment including office technology, medical devices, construction machinery, IT infrastructure, manufacturing equipment, vehicles, and restaurant equipment. Leases range from $10K to $5M.
At the end of your lease term, you typically have three options: purchase the equipment at fair market value or a predetermined price ($1 buyout), return the equipment and upgrade to newer models, or extend the lease at a reduced rate.
Equipment lease payments are typically 100% tax-deductible as a business expense, reducing your taxable income. Additionally, since you don't own the equipment, it stays off your balance sheet, which can improve your financial ratios.
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