Accounts Receivable Loans

Fast access to funds, Gap-Funding

Use Accounts Receivable Loans To Fill In The Gap

AR Features

Account Receivable financing is an effective option if you need fast funding to cover cash flow gaps.

Loan Terms

3-36 Months

Loan Amounts

$500,000 - $50,000,000+

Max LTV/LTC

70% LTV - 85% CLTV

Bridge Loan Benefits

Interest Only Payment

Lower Payment Option

No Pre-Payment Penalty

Pay off your loan at anytime

Quick Closing

Closing in 7 days

Accounts Receivable Uses

AR funding will help you stabilize through cash flow gaps with quick funding

Account Receivable

Accounts receivable financing, also known as invoice financing, allows businesses to borrow capital against their unpaid invoices. A portion of the business's outstanding invoices is lent, in the form of a small- business loan or line of credit, and the invoices serve as collateral on the financing.

Factoring Loan

With AR factoring, you sell your outstanding receivables to a factoring company at a discount. The factoring company pays you a percentage of the invoice’s value, then collects payment directly from your customer. When your customer pays, the factoring company gives you the rest of the money you’re owed, minus its fees. This method allows for higher lending percentage of the receivables.

Cash-Out Refinance

Halo will have an internal filter within our Cloud that will authenticate all API interaction before connecting to our system. We are setting the bar high for security, and hope all those that follow do the same. When it comes to financial security, there is no such thing as overdoing it.

Construction Loan

We have built our own automated commercial underwriting system to help borrowers get approved by banks and lenders without wasting anytime.

Eligible Property Types

  • Gas Stations
  • Office Buildings
  • Retail Buildings
  • Hotels & Motels
  • Medical Buildings
  • Industrial Buildings
  • Mixed Use Building
  • Assisted Living Facility
  • Gyms & Fitness Centers
  • Special Use Building
  • Apartment Buildings
  • Storage & Warehouse

Documents Required

Halo business finance was created by business bankers and commercial lenders for entrepreneurs.

  • Property Appraisal

  • Copy of Note or Mortgage Statement

  • 12 Months Bank Statements

  • Year to Date P&L and Balance Sheet

  • Last 2 Years of P&L and Balance Sheet

Estimate Your Bridge Loan Payment​ Here

Small Business Help Center

Frequently Asked Questions

Do you have questions on how to start a business or need some information on a loan program? View more Q&A here

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