Our working capital loans can help your business cover any immediate expense without wasting time.

Business Loan Solutions

Get the Working Capital Your Business Needs

Working Capital Loan Uses

Our working capital loans offer a flexible financing option to meet your business needs.

Quick Business Capital

Marketing & New Hiring

Cover Payroll

Emergency Expense

Working Capital Loan Guidelines

Loan Terms

3-18 Months

Loan Amounts


Time In Business

6+ Months in Business

Factoring Rates Starting at 1.11% with daily and weekly payment options.

Business Industries We Serve

  • Retail Industry
  • Hotels & Motels
  • Gas Stations
  • Medical Industry
  • Restaurants
  • Food & Beverage
  • Self Storage Industry
  • Health Care Facilities
  • Assisted Living
  • Deliver & Transport
  • Trucking Industry
  • Fitness Industry
  • Recreation Facilities
  • Bar & Night Clubs
  • Auto Repair
  • Distribution Industry
  • Wholesale Industry
  • HVAC & Industrial
  • School & Day Cares
  • Professional Services
  • Super Markets
  • Hair & Beauty Spa
  • Manufacture Industry
  • Solar Industry
  • And Many More

Working Capital Loan Benefits

Easy To Qualify

Minimum 600 Credit Score to Qualify

Minimum Documents

Tax Returns Required for Loans over $100k

Quick Funding

Closing 3-5 business days

Estimate Your Loan Payment‚Äč Here

Small Business Help Center

Frequently Asked Questions

Do you have questions on how to start a business or need some information on a loan program? View more Q&A here

Get Funded with Halo Business Finance

Why Choose Halo Business Finance for Your Working Capital Loan?