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2025 Small Business Lending Trends Report: Complete Analysis & Forecasts

Original research: Survey of 500+ small business owners. Analysis of 10,000+ loan applications. Funding gaps, approval rates, market trends.

Dr. Rachel Goldman

Chief Research Officer

PhD Economics, 20+ years lending market research

Prof. James Liu

Business Finance Scholar

Published researcher, Wharton Business School

✓ Original Research

✓ Academic Review

✓ Data-Backed Analysis

Last updated: July 13, 2025

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Nationwide commercial loan marketplace offering streamlined loan processes for SBA, commercial real estate, and equipment financing.

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Halo Business Finance is a direct CRE & equipment lender providing commercial financing solutions to businesses nationwide.

DFPI CFL License No. 60DBO-178064. California Commercial Financing Law disclosures available upon request.

NMLS ID: 2272778. Commercial Loan Marketplace. Loan programs subject to credit approval and terms may vary by lender.

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