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    Heavy machinery and construction equipment
    Heavy Machinery

    Heavy Equipment Financing — $50K to $10M, New & Used

    Finance excavators, bulldozers, cranes, semi-trucks, and agricultural equipment with rates from 5.99%. 2-10 year terms for new and used heavy machinery with 10-20% down.

    Finance Heavy EquipmentGet Rates

    $50K - $10M

    Financing amounts

    New & Used

    All equipment conditions

    Expert Support

    Industry specialists

    Heavy Equipment We Finance

    Construction Equipment

    • • Excavators
    • • Bulldozers
    • • Cranes
    • • Loaders
    • • Graders
    • • Compactors

    Transportation

    • • Semi-Trucks
    • • Trailers
    • • Dump Trucks
    • • Delivery Vehicles
    • • Specialty Vehicles
    • • Fleet Equipment

    Agricultural

    • • Tractors
    • • Combines
    • • Tillers
    • • Planters
    • • Harvesters
    • • Irrigation Systems

    Industrial

    • • Forklifts
    • • Generators
    • • Air Compressors
    • • Manufacturing Equipment
    • • Material Handling
    • • Warehouse Equipment

    Financing Options

    Loan Features

    Interest Rates:Starting at 5.99%
    Terms:2-10 years
    Down Payment:10-20%
    Approval Time:24-72 hours

    Why Choose Us?

    • Industry expertise
    • Competitive rates
    • Fast approvals
    • Flexible terms

    Explore Related Financing Options

    Compare financing options to find the best fit for your business needs

    $10K–$10M+

    Equipment Loans

    Fixed-rate equipment purchase financing with predictable monthly payments.

    Learn more
    $500K–$50M+

    Construction Loans

    Short-term financing for ground-up construction and major commercial renovations.

    Learn more
    $10K–$10M+

    Equipment Financing

    Purchase or lease business equipment with the equipment itself serving as collateral.

    Learn more
    Up to $5M

    SBA 7(a) Loans

    The most flexible SBA program with up to $5M for working capital, equipment, and real estate.

    Learn more

    FAQ

    Frequently Asked Questions

    Yes, we finance both new and used heavy equipment. Used equipment financing is available for machinery in good working condition, typically up to 15 years old depending on the equipment type and remaining useful life.

    Down payments for heavy equipment financing typically range from 10-20% of the equipment value. Some programs may offer lower down payment options for well-qualified borrowers with strong business financials.

    Heavy equipment loan terms range from 2 to 10 years, depending on the equipment type, useful life, and loan amount. Longer terms are available for higher-value equipment like cranes and excavators.

    We finance all types of heavy equipment including excavators, bulldozers, cranes, loaders, graders, semi-trucks, trailers, agricultural equipment like tractors and combines, and industrial equipment such as forklifts and generators.

    Still have questions? Our loan experts are here to help.

    Contact UsStart Your Application

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    Halo Business Finance is a direct CRE & equipment lender providing commercial financing solutions to businesses nationwide.

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