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Heavy machinery and construction equipment
Heavy Machinery

Heavy Equipment Financing — $50K to $10M, New & Used

Finance excavators, bulldozers, cranes, semi-trucks, and agricultural equipment with rates from 5.99%. 2-10 year terms for new and used heavy machinery with 10-20% down.

Finance Heavy EquipmentGet Rates

$50K - $10M

Financing amounts

New & Used

All equipment conditions

Expert Support

Industry specialists

Heavy Equipment We Finance

Construction Equipment

  • • Excavators
  • • Bulldozers
  • • Cranes
  • • Loaders
  • • Graders
  • • Compactors

Transportation

  • • Semi-Trucks
  • • Trailers
  • • Dump Trucks
  • • Delivery Vehicles
  • • Specialty Vehicles
  • • Fleet Equipment

Agricultural

  • • Tractors
  • • Combines
  • • Tillers
  • • Planters
  • • Harvesters
  • • Irrigation Systems

Industrial

  • • Forklifts
  • • Generators
  • • Air Compressors
  • • Manufacturing Equipment
  • • Material Handling
  • • Warehouse Equipment

Financing Options

Loan Features

Interest Rates:Starting at 5.99%
Terms:2-10 years
Down Payment:10-20%
Approval Time:24-72 hours

Why Choose Us?

  • Industry expertise
  • Competitive rates
  • Fast approvals
  • Flexible terms

Explore Related Financing Options

Compare financing options to find the best fit for your business needs

$10K–$10M+

Equipment Loans

Fixed-rate equipment purchase financing with predictable monthly payments.

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$500K–$50M+

Construction Loans

Short-term financing for ground-up construction and major commercial renovations.

Learn more
$10K–$10M+

Equipment Financing

Purchase or lease business equipment with the equipment itself serving as collateral.

Learn more
Up to $5M

SBA 7(a) Loans

The most flexible SBA program with up to $5M for working capital, equipment, and real estate.

Learn more

FAQ

Frequently Asked Questions

Yes, we finance both new and used heavy equipment. Used equipment financing is available for machinery in good working condition, typically up to 15 years old depending on the equipment type and remaining useful life.

Down payments for heavy equipment financing typically range from 10-20% of the equipment value. Some programs may offer lower down payment options for well-qualified borrowers with strong business financials.

Heavy equipment loan terms range from 2 to 10 years, depending on the equipment type, useful life, and loan amount. Longer terms are available for higher-value equipment like cranes and excavators.

We finance all types of heavy equipment including excavators, bulldozers, cranes, loaders, graders, semi-trucks, trailers, agricultural equipment like tractors and combines, and industrial equipment such as forklifts and generators.

Still have questions? Our loan experts are here to help.

Contact UsStart Your Application

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Halo Business Finance is a direct CRE & equipment lender providing commercial financing solutions to businesses nationwide.

DFPI CFL License No. 60DBO-178064. California Commercial Financing Law disclosures available upon request.

NMLS ID: 2272778. Commercial Loan Marketplace. Loan programs subject to credit approval and terms may vary by lender.

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