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    Automotive Industry

    Automotive Industry Financing

    From dealership acquisitions to repair shop expansions, we provide comprehensive financing solutions for every segment of the automotive industry.

    Get Pre-QualifiedSpeak to a Specialist
    New Car Dealerships
    Used Car Dealers
    Auto Repair Shops
    Collision Centers
    Car Wash Facilities
    Tire & Service Centers
    Fleet Services
    Auto Parts Stores

    Fast Approvals

    Decisions in 24-48 hours

    Flexible Terms

    Seasonal payment structures available

    Auto Experts

    Specialists who know the industry

    Growth Focus

    Capital for expansion and acquisitions

    Financing Options

    Automotive Financing Solutions

    Comprehensive financing options designed for the automotive industry.

    Dealership Acquisition

    Purchase new or used car dealerships with competitive terms and quick closings.

    Amount: $1,000,000 - $50,000,000
    Terms: 10-25 years

    Floor Plan Financing

    Inventory financing for new and used vehicle dealerships.

    Amount: $500,000 - $25,000,000
    Terms: Revolving credit

    Auto Repair Shop Loans

    Equipment, real estate, and working capital for repair facilities.

    Amount: $50,000 - $5,000,000
    Terms: 2-20 years

    Car Wash Financing

    Build, acquire, or renovate express or full-service car wash facilities.

    Amount: $250,000 - $10,000,000
    Terms: 5-20 years
    Success Stories

    Automotive Financing Case Studies

    See how we've helped automotive businesses achieve their goals.

    $12,500,000

    Multi-Brand Dealership Acquisition

    Experienced auto dealer expanding portfolio

    Challenge

    Needed $12M to acquire dealership with tight timeline

    Solution

    Conventional financing with SBA backup option

    Result

    Financed the acquisition, with an SBA option held in reserve

    $4,200,000

    Express Car Wash Chain

    Entrepreneur entering car wash market

    Challenge

    Build 3 express car wash locations in growing suburbs

    Solution

    Construction-to-permanent financing package

    Result

    Funded all 3 locations with one loan that converts to permanent financing

    Qualifications

    Automotive Financing Requirements

    We understand the unique financial needs of automotive businesses and have tailored our requirements accordingly.

    Minimum 2 years in business
    At least $500,000 in annual revenue
    Personal credit score of 650+
    Clean criminal and fraud history
    Valid dealer licenses and permits

    Ready to Accelerate Growth?

    Apply online in minutes and get a decision within 24-48 hours. Our automotive financing specialists are ready to help.

    Apply Now Schedule a Consultation

    Drive Your Automotive Business Forward

    Join hundreds of automotive businesses who have trusted Halo Business Finance for their growth.

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