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    Construction Industry

    Construction Business Financing

    From equipment purchases to project financing, we provide the capital construction companies need to build bigger and grow faster.

    Get Pre-Qualified

    Fast Approvals

    Equipment approvals in 24-48 hours

    Competitive Rates

    Industry-leading rates from 5.25%

    Construction Experts

    Specialists who understand project cycles

    Flexible Structures

    Seasonal and project-based payments

    Financing Options

    Construction Financing Solutions

    Comprehensive financing options built for the construction industry.

    Heavy Equipment Loans

    Finance excavators, bulldozers, cranes, and specialized construction equipment.

    Amount: $50,000 - $10,000,000
    Terms: 3-7 years

    Project Financing

    Working capital to fund materials, labor, and overhead for construction projects.

    Amount: $100,000 - $25,000,000
    Terms: Project-based

    Bonding Lines

    Surety bond programs to help you bid on larger projects and government contracts.

    Amount: $500,000 - $50,000,000
    Terms: Annual renewable

    Fleet Financing

    Finance trucks, trailers, and vehicle fleets for your construction operations.

    Amount: $25,000 - $5,000,000
    Terms: 2-7 years
    Success Stories

    Construction Financing Case Studies

    See how we've helped construction companies build their success.

    Commercial Development Project
    $5,000,000

    Commercial Development Project

    Regional commercial contractor

    Challenge

    Needed $5M to fund materials and labor for a 12-month shopping center project

    Solution

    Project-based financing with milestone disbursements tied to completion phases

    Result

    Project completed on time and budget, leading to 3 additional contracts

    Equipment Fleet Expansion
    $2,400,000

    Equipment Fleet Expansion

    Growing excavation and grading company

    Challenge

    Required 8 new pieces of heavy equipment to bid on larger municipal projects

    Solution

    Equipment financing with deferred payments during equipment delivery period

    Result

    Won $15M in new contracts, increased capacity by 200%

    Qualifications

    Construction Financing Requirements

    We understand construction businesses and have streamlined our requirements accordingly.

    Minimum 2 years in business
    At least $250,000 in annual revenue
    Personal credit score of 600+
    Valid contractor licenses
    Strong project pipeline or backlog

    Ready to Get Started?

    Apply online in minutes and get a decision within 24-48 hours. Our construction financing specialists are ready to help you build your business.

    Apply Now Schedule a Consultation

    Build Your Future Today

    Join thousands of construction companies who have trusted Halo Capital for their financing needs.

    Get Pre-QualifiedView All Industries

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    Halo Business Finance is a direct CRE & equipment lender providing commercial financing solutions to businesses nationwide.

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    NMLS ID: 2272778. Commercial Loan Marketplace. Loan programs subject to credit approval and terms may vary by lender.

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