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Construction Industry

Construction Business Financing

From equipment purchases to project financing, we provide the capital construction companies need to build bigger and grow faster.

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Fast Approvals

Equipment approvals in 24-48 hours

Competitive Rates

Industry-leading rates from 5.25%

Construction Experts

Specialists who understand project cycles

Flexible Structures

Seasonal and project-based payments

Financing Options

Construction Financing Solutions

Comprehensive financing options built for the construction industry.

Heavy Equipment Loans

Finance excavators, bulldozers, cranes, and specialized construction equipment.

Amount: $50,000 - $10,000,000
Terms: 3-7 years

Project Financing

Working capital to fund materials, labor, and overhead for construction projects.

Amount: $100,000 - $25,000,000
Terms: Project-based

Bonding Lines

Surety bond programs to help you bid on larger projects and government contracts.

Amount: $500,000 - $50,000,000
Terms: Annual renewable

Fleet Financing

Finance trucks, trailers, and vehicle fleets for your construction operations.

Amount: $25,000 - $5,000,000
Terms: 2-7 years
Success Stories

Construction Financing Case Studies

See how we've helped construction companies build their success.

Commercial Development Project
$5,000,000

Commercial Development Project

Regional commercial contractor

Challenge

Needed $5M to fund materials and labor for a 12-month shopping center project

Solution

Project-based financing with milestone disbursements tied to completion phases

Result

Project completed on time and budget, leading to 3 additional contracts

Equipment Fleet Expansion
$2,400,000

Equipment Fleet Expansion

Growing excavation and grading company

Challenge

Required 8 new pieces of heavy equipment to bid on larger municipal projects

Solution

Equipment financing with deferred payments during equipment delivery period

Result

Won $15M in new contracts, increased capacity by 200%

Qualifications

Construction Financing Requirements

We understand construction businesses and have streamlined our requirements accordingly.

Minimum 2 years in business
At least $250,000 in annual revenue
Personal credit score of 600+
Valid contractor licenses
Strong project pipeline or backlog

Ready to Get Started?

Apply online in minutes and get a decision within 24-48 hours. Our construction financing specialists are ready to help you build your business.

Apply Now Schedule a Consultation

Build Your Future Today

Join thousands of construction companies who have trusted Halo Capital for their financing needs.

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Halo Business Finance is a direct CRE & equipment lender providing commercial financing solutions to businesses nationwide.

DFPI CFL License No. 60DBO-178064. California Commercial Financing Law disclosures available upon request.

NMLS ID: 2272778. Commercial Loan Marketplace. Loan programs subject to credit approval and terms may vary by lender.

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