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    Charlotte, North Carolina

    Business Loans in Charlotte

    SBA, commercial real estate, equipment and working capital financing for Charlotte businesses, compared across lenders in one place.

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    Financing for Charlotte Businesses

    Charlotte is the second-largest banking center in the U.S., home to major bank headquarters, Duke Energy and a motorsports industry built around NASCAR teams in the region.

    Fast population growth keeps Charlotte contractors, restaurants and service firms opening new locations, and equipment and SBA financing help fund them.

    Popular Loan Programs in Charlotte

    SBA 7(a) Loans

    The most flexible SBA program — up to $5M for working capital, equipment, real estate, or acquisition.

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    SBA 504 Loans

    Long-term, fixed-rate financing for owner-occupied commercial real estate and major equipment.

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    Commercial Real Estate Loans

    Purchase or refinance office, retail, industrial, and mixed-use property.

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    Equipment Financing

    Finance or lease new and used equipment with lease-vs-buy flexibility.

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    Working Capital Loans

    Short-term funding for payroll, inventory, and cash-flow gaps.

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    Business Line of Credit

    Revolving credit you draw and repay as needs arise.

    Learn more

    Also available: SBA Express Loans, Commercial Business Loans, Conventional Commercial Loans, Bridge Loans, Construction Loans, Multifamily Loans, CMBS Loans, Equipment Loans, Term Loans, Invoice Factoring, Asset-Based Loans, USDA B&I Loans.

    Industries We Finance in Charlotte

    Banking & financeEnergyLogisticsMotorsportsHealthcare

    More in North Carolina

    • Business financing across North Carolina
    • SBA loans in North Carolina
    • Estimate payments with the loan calculator

    FAQ

    Frequently Asked Questions

    Yes. Applications, documents and lender conversations are handled online and by phone, so Charlotte businesses get the same lender options as anyone else in North Carolina, without branch visits.

    SBA 7(a), 504 and Express loans, commercial real estate and construction loans, equipment financing, working capital loans, lines of credit, invoice factoring and asset-based loans. We help you compare the programs that fit what you're financing.

    Time in business, revenue and cash flow, personal and business credit, existing debt, collateral and, for real estate, the property itself. Two or more years in business and organized financial statements give you the most options.

    Still have questions? Our loan experts are here to help.

    Contact UsStart Your Application

    Ready to Finance Your Charlotte Business?

    Tell us what you need and we'll compare lenders and programs for you.

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