Charlotte, North Carolina
Business Loans in Charlotte
SBA, commercial real estate, equipment and working capital financing for Charlotte businesses, compared across lenders in one place.
Financing for Charlotte Businesses
Charlotte is the second-largest banking center in the U.S., home to major bank headquarters, Duke Energy and a motorsports industry built around NASCAR teams in the region.
Fast population growth keeps Charlotte contractors, restaurants and service firms opening new locations, and equipment and SBA financing help fund them.
Popular Loan Programs in Charlotte
SBA 7(a) Loans
The most flexible SBA program — up to $5M for working capital, equipment, real estate, or acquisition.
Learn more about SBA 7(a) Loans in CharlotteSBA 504 Loans
Long-term, fixed-rate financing for owner-occupied commercial real estate and major equipment.
Learn more about SBA 504 Loans in CharlotteCommercial Real Estate Loans
Purchase or refinance office, retail, industrial, and mixed-use property.
Learn more about Commercial Real Estate Loans in CharlotteEquipment Financing
Finance or lease new and used equipment with lease-vs-buy flexibility.
Learn more about Equipment Financing in CharlotteWorking Capital Loans
Short-term funding for payroll, inventory, and cash-flow gaps.
Learn more about Working Capital Loans in CharlotteBusiness Line of Credit
Revolving credit you draw and repay as needs arise.
Learn more about Business Line of Credit in CharlotteAlso available: SBA Express Loans, Commercial Business Loans, Conventional Commercial Loans, Bridge Loans, Construction Loans, Multifamily Loans, CMBS Loans, Equipment Loans, Term Loans, Invoice Factoring, Asset-Based Loans, USDA B&I Loans.
Industries We Finance in Charlotte
Banking & financeEnergyLogisticsMotorsportsHealthcare
FAQ
Frequently Asked Questions
Yes. Applications, documents and lender conversations are handled online and by phone, so Charlotte businesses get the same lender options as anyone else in North Carolina, without branch visits.
SBA 7(a), 504 and Express loans, commercial real estate and construction loans, equipment financing, working capital loans, lines of credit, invoice factoring and asset-based loans. We help you compare the programs that fit what you're financing.
Time in business, revenue and cash flow, personal and business credit, existing debt, collateral and, for real estate, the property itself. Two or more years in business and organized financial statements give you the most options.
Still have questions? Our loan experts are here to help.
Ready to Finance Your Charlotte Business?
Tell us what you need and we'll compare lenders and programs for you.