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Nationwide Commercial &Business Financing Marketplace

Our Loan Marketplace offers flexible SBA and Commercial Financingto help your business get approved for a loan without the hassle of looking for a bank or lender.

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Our Streamlined Loan Process

We make commercial lending simple

Select Your Loan Program
Step 1
Select Your Loan Program
Choose from our comprehensive range of loan products
Answer Questions
Step 2
Answer Questions
Complete our simple application about your loan request
Get Pre-Approved
Step 3
Get Pre-Approved
Authorize a soft credit check for instant pre-approval
Upload Financials
Step 4
Upload Financials
Submit your documents to receive competitive term sheets
Get Funded
Step 5
Get Funded
Sign your loan documents and receive your funding

Fast, Simple & Streamlined Loan Process

Commercial lending powered by modern technology

SBA, USDA, Bridge & Conventional Loans

Discover our commercial & comprehensive range of SBA-backed and conventional financing options designed to fuel your business growth.

SBA 7(a) Loans

Versatile financing for working capital, equipment, and real estate purchases.

Prime + 2.75%
Starting Rate
Loan Terms
Up to 25 years
  • Up to $5 million loan amount
  • Long-term financing up to 25 years
  • SBA government guarantee protection

SBA 504 Loans

Fixed-rate financing for real estate and major equipment purchases.

Fixed Rate
Long-term
Loan Terms
10-20 years
  • Up to $5.5 million total project
  • Only 10% down payment required
  • Fixed interest rates available

SBA Express Loans

Fast-track SBA financing with expedited approval process.

Prime + 4.5%
Starting Rate
Loan Terms
Up to 7 years
  • Up to $500,000 loan amount
  • 36-hour approval timeline guaranteed
  • Revolving credit line option available

USDA B&I Loans

Rural business development financing backed by USDA guarantee.

Prime + 2%
Starting Rate
Loan Terms
Up to 30 years
  • Up to $25 million loan amount
  • Rural area business focus only
  • USDA government guarantee backing

USDA Rural Development

Rural community development and business growth financing programs.

Prime + 1.5%
Starting Rate
Loan Terms
Up to 40 years
  • Rural area development focus
  • Community economic development
  • USDA government backing

Conventional Loans

Traditional commercial financing for established businesses with strong credit profiles.

5.25%
Starting APR
Loan Terms
5-25 years
  • No government guarantee required
  • Faster approval process timeline
  • Flexible repayment terms available

Commercial Real Estate

Purchase, refinance, and develop commercial properties with flexible terms.

5.5%
Starting APR
Loan Terms
5-30 years
  • Owner-occupied properties
  • Investment real estate
  • Commercial property development

CMBS Loans

Commercial mortgage-backed securities for large commercial real estate transactions.

4.75%
Starting Rate
Loan Terms
5-10 years
  • $2 million minimum loan amounts
  • Non-recourse financing options available
  • Fixed interest rates guaranteed

Portfolio Loans

Held-in-portfolio lending solutions with flexible underwriting standards.

5.5%
Starting APR
Loan Terms
1-15 years
  • Flexible underwriting standards applied
  • Quick decision making process
  • Relationship-based banking approach

Construction Loans

Financing for new construction and major renovation projects.

Prime + 1.5%
Starting Rate
Loan Terms
6-18 months
  • Interest-only payments during construction
  • Progress-based funding disbursement schedule
  • Convert to permanent financing option

Bridge Loans

Short-term financing to bridge cash flow gaps while securing permanent financing.

8.5%
Starting APR
Loan Terms
6-24 months
  • Fast 7-day closing process
  • Up to $10 million available
  • Flexible short-term repayment options

Multifamily Loans

Financing for apartment buildings and multi-unit residential properties.

4.5%
Starting Rate
Loan Terms
5-30 years
  • 5+ unit properties qualified
  • Non-recourse financing options available
  • Long-term fixed rate stability

Asset Loans

Collateral-based financing using business assets as security.

6.75%
Starting APR
Loan Terms
1-7 years
  • Asset-backed security collateral required
  • Flexible repayment terms available
  • Fast approval process timeline

Equipment Financing

Fund new or used equipment purchases with competitive terms.

6.25%
Starting APR
Loan Terms
2-7 years
  • 100% financing available option
  • Fast approval process guaranteed
  • Flexible payment schedules offered

Equipment Leasing

Lease business equipment with flexible terms and upgrade options.

5.5%
Starting Rate
Loan Terms
12-60 months
  • 100% financing with no down payment
  • Preserve working capital and credit lines
  • Easy equipment upgrades and replacements

Heavy Equipment

Specialized financing for construction and industrial heavy equipment.

6.5%
Starting APR
Loan Terms
3-7 years
  • Construction and industrial equipment
  • New and used equipment options
  • Competitive rates and flexible terms

Medical Equipment

Healthcare equipment financing for medical practices and facilities.

5.75%
Starting APR
Loan Terms
2-10 years
  • Medical and healthcare equipment
  • Practice expansion financing
  • Technology upgrade solutions
Professional financial advisor consultation with business owner

Ready to Fuel Your Business Growth?

Working Capital Solutions

Working Capital Loans

Bridge cash flow gaps and fund day-to-day business operations.

1.20 factoring
Starting Rate
Loan Terms
3-18 months
  • Bridge seasonal cash gaps
  • Cover operational expenses
  • Inventory and payroll funding

Business Line of Credit

Access to capital when you need it with revolving credit lines.

Prime + 2%
Starting Rate
Loan Terms
12-60 months
  • Access up to credit limit
  • Only pay interest on draws
  • Renewable credit facility

Business Term Loans

Fixed-rate business loans for growth initiatives.

8.75%
Starting APR
Loan Terms
2-7 years
  • Fixed monthly payments
  • Predictable payment schedule
  • Business expansion funding

Factoring Financing

Convert invoices into immediate cash through invoice factoring.

1-3%
Factor Rate
Loan Terms
30-90 days
  • Convert invoices to cash
  • No debt on balance sheet
  • Customer credit protection
Get Pre-Qualified

Powerful working capital loans designed to help your business grow and succeed.

Your Success is Our Mission

From initial consultation to loan closing, we're committed to providing the support and financing your business needs to thrive.

Expert Consultation

Expert Consultation

Our experienced loan officers work closely with you to understand your business needs and find the right financing solution.

Commercial Real Estate

Commercial Real Estate

Financing solutions for office buildings, retail spaces, warehouses, and other commercial properties.

Quick Approvals

Quick Approvals

Streamlined application process with fast decision times to get your business the funding it needs when it needs it.

Manufacturing Success

Manufacturing Success

Specialized financing solutions for manufacturing businesses looking to expand operations and upgrade equipment.

Small Business Support

Small Business Support

Dedicated support for small and medium businesses with flexible terms and competitive rates.

Technology Innovation

Technology Innovation

Supporting tech startups and innovative businesses with growth capital and equipment financing.

Digital-First Experience

Digital-First Experience

Modern online application process with dedicated support throughout your financing journey.

Equipment Financing

Equipment Financing

Fund the machinery and equipment your business needs to grow and stay competitive in your industry.

Property Investment

Property Investment

Commercial real estate loans for property acquisition, refinancing, and development projects.

Ready to Take Your Business to the Next Level?

Our team of financing experts is ready to help you explore your options and find the perfect loan solution for your business goals. Learn more about our streamlined application process or explore financing options recommended by the Small Business Administration.

Start Your Application

Industry-Specific Financing Solutions

We understand that every industry has unique financing needs. Our specialized loan programs are designed to support businesses across diverse sectors.

Healthcare & Medical

Healthcare & Medical

Specialized financing for medical practices, dental offices, and healthcare facilities

  • Equipment financing
  • Practice expansion
  • Working capital
Healthcare Loans
Restaurant & Food Service

Restaurant & Food Service

Complete financing solutions for restaurants, cafes, and food service businesses

  • Kitchen equipment
  • Restaurant acquisition
  • Renovation loans
Restaurant Financing
Construction Financing

Construction Financing

Commercial construction loans and development financing for builders and contractors

  • Construction loans
  • Equipment financing
  • Working capital
Construction Loans
Multi-Family Financing

Multi-Family Financing

Commercial real estate loans for property acquisition and investment projects

  • Property acquisition
  • Refinancing
  • Portfolio loans
Real Estate Loans
Oil & Energy Industry

Oil & Energy Industry

Specialized financing for oil, gas, and renewable energy projects and operations

  • Equipment financing
  • Project development
  • Working capital
Energy Financing
Transportation & Logistics

Transportation & Logistics

Financing solutions for trucking companies, freight operations, and logistics businesses

  • Fleet financing
  • Equipment loans
  • Working capital
Transportation Loans
Retail & E-commerce

Retail & E-commerce

Business financing for retail stores, online businesses, and e-commerce operations

  • Inventory financing
  • Store expansion
  • Working capital
Retail Financing
Hotel & Motel Industry

Hotel & Motel Industry

Hospitality financing for hotels, motels, and accommodation businesses

  • Property acquisition
  • Renovation loans
  • Construction loans
Hospitality Financing
Car Wash Financing

Car Wash Financing

Financing solutions for car wash businesses, equipment, and facility development

  • Equipment financing
  • Facility construction
  • Working capital
Car Wash Financing
Gas Station Financing

Gas Station Financing

Financing for gas stations, fuel operations, and convenience store businesses

  • Property acquisition
  • Construction loans
  • Working capital
Gas Station Financing

Success Stories

Join hundreds of successful businesses who trust Halo Business Finance for their growth capital. From small startups to established enterprises, we've helped businesses achieve their goals. Check out our business financing resources or read additional insights from industry experts.

95% loan approval rate
$1.5B+ in funding provided
1,500+ satisfied clients
Get Started Today
SBA loan approval handshake
Business loan success story