California
Business Loans in California — SBA, Commercial & Equipment Financing
Compare California business financing from 150+ lenders in one place. SBA, commercial real estate, equipment, bridge, and working capital loans — matched to your goals.
Financing for California Businesses
California is home to more small businesses than any other state — from Silicon Valley software firms and Central Valley growers to Los Angeles logistics and San Diego biotech. Halo Business Finance helps California owners navigate the state's high-cost, fast-moving markets with SBA, commercial real estate, and equipment financing matched to the right lender.
With economies as different as Bay Area tech and Central Valley agriculture, California financing needs vary widely — our marketplace compares offers so you don't have to chase banks one at a time.
Loan Programs for California Businesses
Every Halo Business Finance program is available to California businesses. Explore the option that fits your goal:
SBA 7(a) Loans in California
The most flexible SBA program — up to $5M for working capital, equipment, real estate, or acquisition.
Learn moreSBA 504 Loans in California
Long-term, fixed-rate financing for owner-occupied commercial real estate and major equipment.
Learn moreSBA Express Loans in California
Expedited SBA approval for up to $500K when speed matters most.
Learn moreCommercial Real Estate Loans in California
Purchase or refinance office, retail, industrial, and mixed-use property.
Learn moreCommercial Business Loans in California
General-purpose financing for working capital, expansion, and acquisitions.
Learn moreConventional Commercial Loans in California
Non-SBA bank mortgages for stabilized, cash-flowing properties.
Learn moreBridge Loans in California
Fast short-term financing for time-sensitive and transitional deals.
Learn moreConstruction Loans in California
Ground-up construction and major renovation financing with draw-basis funding.
Learn moreMultifamily Loans in California
Financing for apartment buildings and 5+ unit residential properties.
Learn moreCMBS Loans in California
Non-recourse, fixed-rate financing for larger stabilized commercial properties.
Learn moreEquipment Financing in California
Finance or lease new and used equipment with lease-vs-buy flexibility.
Learn moreEquipment Loans in California
Own your equipment outright with fixed-rate purchase financing.
Learn moreWorking Capital Loans in California
Short-term funding for payroll, inventory, and cash-flow gaps.
Learn moreUSDA B&I Loans in California
Government-guaranteed financing for businesses in rural areas.
Learn moreIndustries We Finance in California
TechnologyAgricultureEntertainmentInternational tradeManufacturing
Serving California Statewide
We work with businesses across California, including Los Angeles, San Diego, San Francisco Bay Area, Sacramento, and communities statewide. Financing is handled online and by phone, so you get the same competitive options no matter where you operate.
Ready to Finance Your California Business?
Get matched with the right lender and program for your goals — fast.