California
Business Loans in California — SBA, Commercial & Equipment Financing
Compare California business financing from 250+ lenders in one place. SBA, commercial real estate, equipment, bridge, and working capital loans — matched to your goals.
Financing for California Businesses
California is home to more small businesses than any other state — from Silicon Valley software firms and Central Valley growers to Los Angeles logistics and San Diego biotech. Halo Business Finance helps California owners navigate the state's high-cost, fast-moving markets with SBA, commercial real estate, and equipment financing matched to the right lender.
With economies as different as Bay Area tech and Central Valley agriculture, California financing needs vary widely — our marketplace compares offers so you don't have to chase banks one at a time.
Loan Programs for California Businesses
Every Halo Business Finance program is available to California businesses. Explore the option that fits your goal:
SBA 7(a) Loans in California
The most flexible SBA program — up to $5M for working capital, equipment, real estate, or acquisition.
Learn more about SBA 7(a) Loans in CaliforniaSBA 504 Loans in California
Long-term, fixed-rate financing for owner-occupied commercial real estate and major equipment.
Learn more about SBA 504 Loans in CaliforniaSBA Express Loans in California
Expedited SBA approval for up to $500K when speed matters most.
Learn more about SBA Express Loans in CaliforniaCommercial Real Estate Loans in California
Purchase or refinance office, retail, industrial, and mixed-use property.
Learn more about Commercial Real Estate Loans in CaliforniaCommercial Business Loans in California
General-purpose financing for working capital, expansion, and acquisitions.
Learn more about Commercial Business Loans in CaliforniaConventional Commercial Loans in California
Non-SBA bank mortgages for stabilized, cash-flowing properties.
Learn more about Conventional Commercial Loans in CaliforniaBridge Loans in California
Fast short-term financing for time-sensitive and transitional deals.
Learn more about Bridge Loans in CaliforniaConstruction Loans in California
Ground-up construction and major renovation financing with draw-basis funding.
Learn more about Construction Loans in CaliforniaMultifamily Loans in California
Financing for apartment buildings and 5+ unit residential properties.
Learn more about Multifamily Loans in CaliforniaCMBS Loans in California
Non-recourse, fixed-rate financing for larger stabilized commercial properties.
Learn more about CMBS Loans in CaliforniaEquipment Financing in California
Finance or lease new and used equipment with lease-vs-buy flexibility.
Learn more about Equipment Financing in CaliforniaEquipment Loans in California
Own your equipment outright with fixed-rate purchase financing.
Learn more about Equipment Loans in CaliforniaWorking Capital Loans in California
Short-term funding for payroll, inventory, and cash-flow gaps.
Learn more about Working Capital Loans in CaliforniaTerm Loans in California
Lump-sum financing repaid in predictable fixed monthly payments.
Learn more about Term Loans in CaliforniaBusiness Line of Credit in California
Revolving credit you draw and repay as needs arise.
Learn more about Business Line of Credit in CaliforniaInvoice Factoring in California
Convert unpaid invoices into immediate working capital.
Learn more about Invoice Factoring in CaliforniaAsset-Based Loans in California
Borrow against receivables, inventory, and equipment.
Learn more about Asset-Based Loans in CaliforniaUSDA B&I Loans in California
Government-guaranteed financing for businesses in rural areas.
Learn more about USDA B&I Loans in CaliforniaIndustries We Finance in California
TechnologyAgricultureEntertainmentInternational tradeManufacturing
Serving California Statewide
We work with businesses across California, including Los Angeles, San Diego, San Francisco Bay Area, Sacramento, and communities statewide. Financing is handled online and by phone, so you get the same competitive options no matter where you operate.
Looking for SBA financing? SBA loans in California. City pages: Los Angeles, San Diego, San Jose and San Francisco.
Ready to Finance Your California Business?
Get matched with the right lender and program for your goals — fast.