San Jose, California
Business Loans in San Jose
SBA, commercial real estate, equipment and working capital financing for San Jose businesses, compared across lenders in one place.
Financing for San Jose Businesses
San Jose is the largest city in Silicon Valley. Its economy is built on technology and semiconductors and on the suppliers, contractors and service firms that support them.
Commercial space in San Jose is expensive, and owning through an SBA 504 loan gives suppliers and service firms long-term, fixed-rate occupancy costs.
Popular Loan Programs in San Jose
SBA 7(a) Loans
The most flexible SBA program — up to $5M for working capital, equipment, real estate, or acquisition.
Learn moreSBA 504 Loans
Long-term, fixed-rate financing for owner-occupied commercial real estate and major equipment.
Learn moreCommercial Real Estate Loans
Purchase or refinance office, retail, industrial, and mixed-use property.
Learn moreAlso available: SBA Express Loans, Commercial Business Loans, Conventional Commercial Loans, Bridge Loans, Construction Loans, Multifamily Loans, CMBS Loans, Equipment Loans, Term Loans, Invoice Factoring, Asset-Based Loans, USDA B&I Loans.
Industries We Finance in San Jose
TechnologySemiconductorsAdvanced manufacturingProfessional servicesHealthcare
FAQ
Frequently Asked Questions
Yes. Applications, documents and lender conversations are handled online and by phone, so San Jose businesses get the same lender options as anyone else in California, without branch visits.
SBA 7(a), 504 and Express loans, commercial real estate and construction loans, equipment financing, working capital loans, lines of credit, invoice factoring and asset-based loans. We help you compare the programs that fit what you're financing.
Time in business, revenue and cash flow, personal and business credit, existing debt, collateral and, for real estate, the property itself. Two or more years in business and organized financial statements give you the most options.
Still have questions? Our loan experts are here to help.
Ready to Finance Your San Jose Business?
Tell us what you need and we'll compare lenders and programs for you.