San Jose, California
Business Loans in San Jose
SBA, commercial real estate, equipment and working capital financing for San Jose businesses, compared across lenders in one place.
Financing for San Jose Businesses
San Jose is the largest city in Silicon Valley. Its economy is built on technology and semiconductors and on the suppliers, contractors and service firms that support them.
Commercial space in San Jose is expensive, and owning through an SBA 504 loan gives suppliers and service firms long-term, fixed-rate occupancy costs.
Popular Loan Programs in San Jose
SBA 7(a) Loans
The most flexible SBA program — up to $5M for working capital, equipment, real estate, or acquisition.
Learn more about SBA 7(a) Loans in San JoseSBA 504 Loans
Long-term, fixed-rate financing for owner-occupied commercial real estate and major equipment.
Learn more about SBA 504 Loans in San JoseCommercial Real Estate Loans
Purchase or refinance office, retail, industrial, and mixed-use property.
Learn more about Commercial Real Estate Loans in San JoseEquipment Financing
Finance or lease new and used equipment with lease-vs-buy flexibility.
Learn more about Equipment Financing in San JoseWorking Capital Loans
Short-term funding for payroll, inventory, and cash-flow gaps.
Learn more about Working Capital Loans in San JoseBusiness Line of Credit
Revolving credit you draw and repay as needs arise.
Learn more about Business Line of Credit in San JoseAlso available: SBA Express Loans, Commercial Business Loans, Conventional Commercial Loans, Bridge Loans, Construction Loans, Multifamily Loans, CMBS Loans, Equipment Loans, Term Loans, Invoice Factoring, Asset-Based Loans, USDA B&I Loans.
Industries We Finance in San Jose
TechnologySemiconductorsAdvanced manufacturingProfessional servicesHealthcare
FAQ
Frequently Asked Questions
Yes. Applications, documents and lender conversations are handled online and by phone, so San Jose businesses get the same lender options as anyone else in California, without branch visits.
SBA 7(a), 504 and Express loans, commercial real estate and construction loans, equipment financing, working capital loans, lines of credit, invoice factoring and asset-based loans. We help you compare the programs that fit what you're financing.
Time in business, revenue and cash flow, personal and business credit, existing debt, collateral and, for real estate, the property itself. Two or more years in business and organized financial statements give you the most options.
Still have questions? Our loan experts are here to help.
Ready to Finance Your San Jose Business?
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